Travelling to Europe is simply an exciting idea. There are so many things to see and do in this very progressive continent. The shared culture between the countries makes each destination very interesting and you also get a certain continuity of experiences as you hop from one country/city to the next. But one of the worst things that can happen to you while travelling in Europe are
- Falling ill
- Suffering injury, or
- Figuring in a road accident or breakdown.
When it comes to diseases and accidents there is just no way to prepare for every eventuality. Taking out travel insurance therefore is a must.
Peace of mind is synonymous to a great vacation
You have to face the reality that on every turn you make on foreign roads and every bite of street food you make in a land other than your own carries a risk that can send you to a hospital in just a few minutes. The most basic outpatient treatment for an insect bite can cost you £200 just about anywhere in Europe. When you are travelling on a shoestring budget, this kind of unanticipated expense can easily cut your vacation short. What about more complex medical interventions like a heart operation? In this case you need to prepare to shell out £12,500. In situations like these, travel insurance is not an unnecessary expense after all. It buys you peace of mind and the ability to just have fun and enjoy your trip.
Travel problems can hit you when you least expect it
Travelling is fun but it can also be hellish especially when you encounter problems in a country you barely know. You can lose some baggage, need to be flown back to the UK for some specialized medical treatment, or be rescued from a broken down car in the middle of nowhere. These travel setbacks can pop up in the least expected times and if you are not prepared, your problems can go from bad to worse in a very short time. This is one good reason why you should get a European Breakdown cover from the AA.
Every country has a different way of doing things
You have to realize that European countries have different ways of doing things. This can magnify and complicate your problems while travelling. However having travel insurance neutralizes these disparities. For example, if you have travel insurance you do not have to worry who is giving you medical care – if it is a private healthcare service provider or if it is state operated. You also do not have to worry about whose garage to go to when your car breaks down or what to do to get the needed processes rolling.
These are only some of the many things why a travel insurance coverage is important as you plan to tour around Europe. It is always better to take proactive steps in addressing common risks when travelling. Getting this right the first time will define your vacation experience big time.